As one industry invests millions to reduce risk, how will the industry that finances risk respond? What if driving became less risky? Collisions were dramatically reduced, human injury caused from auto related accidents almost non-existent. What if our Auto insurance premium dropped to a few hundred dollars a year because it didn’t matter where we drove or for how long – because computers do most of the driving anyway? Today’s domestic insurance carriers and their brokers depend on Auto insurance premiums going up. What happens to the balance sheet when those premiums decline because auto manufactures have created cars that don’t crash? It might seem like a distant future, however, its always a good idea to prepare early.

The Crash Proof car, in the works at BMW